*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Noto Sans KR',sans-serif;color:#222;background:#bfc4c8;display:flex;justify-content:center;line-height:1.8;word-break:keep-all}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
ul,ol{list-style:none}
.wrap{max-width:820px;width:100%;background:#fff;min-height:100vh;box-shadow:0 0 60px rgba(0,0,0,.08)}
.inner{padding:0 36px}

/* ── TOPBAR ── */
.topbar{position:fixed;top:0;z-index:999;max-width:820px;width:100%;display:flex;align-items:center;justify-content:space-between;height:56px;padding:0 24px;background:#fff;transition:.3s}
.topbar.scrolled{box-shadow:0 2px 20px rgba(0,0,0,.06);background:rgba(255,255,255,.98)}
.logo{font-size:16px;font-weight:900;color:#1856a0}
.gnb{display:flex;gap:22px}
.gnb a{font-size:12px;color:#999;font-weight:500}
.gnb a:hover{color:#1856a0}
.top-btn{background:#1856a0;color:#fff;font-size:11px;font-weight:700;padding:7px 16px;border-radius:6px}
.hamburger{display:none;background:none;border:none;cursor:pointer;width:24px;height:20px;position:relative}
.hamburger i{display:block;width:100%;height:2px;background:#333;position:absolute;left:0;transition:.3s}
.hamburger i:nth-child(1){top:0}.hamburger i:nth-child(2){top:9px}.hamburger i:nth-child(3){top:18px}
.hamburger.on i:nth-child(1){transform:rotate(45deg);top:9px}.hamburger.on i:nth-child(2){opacity:0}.hamburger.on i:nth-child(3){transform:rotate(-45deg);top:9px}

/* ── HERO ── */
.hero{padding-top:56px}
.hero img{width:100%}

/* ── CTA MAIN ── */
.cta-main{text-align:center;padding:0;position:relative;overflow:hidden}
.cta-inner{position:relative;padding:60px 36px 48px;background:linear-gradient(180deg,#0b1e3d 0%,#132f5e 60%,#1856a0 100%);color:#fff}
.cta-inner::before{content:'';position:absolute;top:-100px;right:-100px;width:350px;height:350px;background:radial-gradient(circle,rgba(45,125,210,.15),transparent 70%);border-radius:50%}
.cta-inner::after{content:'';position:absolute;bottom:-80px;left:-60px;width:280px;height:280px;background:radial-gradient(circle,rgba(255,213,79,.06),transparent 70%);border-radius:50%}
.badge{display:inline-block;font-size:12px;color:#ffd54f;font-weight:700;letter-spacing:1.5px;background:rgba(255,213,79,.1);border:1px solid rgba(255,213,79,.25);padding:8px 24px;border-radius:24px;margin-bottom:24px;position:relative;z-index:1}
.cta-main h1{font-size:36px;font-weight:900;line-height:1.35;margin-bottom:10px;position:relative;z-index:1;color:#fff}
.cta-main h1 em{color:#ffd54f;font-style:normal;font-size:52px;display:block;margin:6px 0;text-shadow:0 2px 20px rgba(255,213,79,.3)}
.cta-inner>p{font-size:16px;color:rgba(255,255,255,.6);margin-bottom:20px;position:relative;z-index:1;line-height:1.9}
.cta-inner>p strong{color:#fff;font-weight:800}
.cta-points{display:flex;justify-content:center;flex-wrap:wrap;gap:12px 20px;margin-bottom:32px;position:relative;z-index:1}
.cta-points span{font-size:14px;color:rgba(255,255,255,.85);font-weight:600;background:rgba(255,255,255,.07);padding:8px 18px;border-radius:8px;border:1px solid rgba(255,255,255,.1)}
.cta-sub-notice{font-size:13px;color:rgba(255,255,255,.35);margin-top:14px;margin-bottom:0;position:relative;z-index:1}
.cta-btn{display:inline-block;background:#ffd54f;color:#0b1e3d;font-size:18px;font-weight:900;padding:20px 64px;border-radius:12px;box-shadow:0 6px 28px rgba(255,213,79,.3);transition:.25s;position:relative;z-index:1;letter-spacing:.5px}
.cta-btn:hover{transform:translateY(-3px) scale(1.02);box-shadow:0 10px 40px rgba(255,213,79,.4)}
.cta-btn::after{content:'→';margin-left:12px;font-size:20px}
.cta-stats{display:flex;justify-content:center;gap:0;margin-top:40px;padding-top:32px;border-top:1px solid rgba(255,255,255,.1);position:relative;z-index:1}
.cta-stat{flex:1;text-align:center;border-right:1px solid rgba(255,255,255,.1);padding:0 16px}
.cta-stat:last-child{border-right:none}
.cta-stat b{display:block;font-size:28px;font-weight:900;color:#ffd54f}
.cta-stat span{font-size:12px;color:rgba(255,255,255,.4)}

/* ── KEYWORD BAR ── */
.keyword-bar{background:#1856a0;display:flex;justify-content:center;gap:24px;flex-wrap:wrap;padding:16px 20px;color:rgba(255,255,255,.9);font-size:13px;font-weight:600}
.keyword-bar span{white-space:nowrap}

/* ── PROBLEM SOLVE ── */
.problem-solve{display:flex;flex-direction:column;background:#f2f5f9;padding:48px 36px;gap:16px}
.ps-left{background:#fdf2f2;border:1px solid #f0d0d0;border-radius:14px;padding:36px 30px;position:relative;overflow:hidden}
.ps-left::before{content:'✕';position:absolute;top:12px;right:18px;font-size:80px;font-weight:900;color:rgba(214,48,49,.05)}
.ps-right{background:linear-gradient(135deg,#1350a0,#2d7dd2);border-radius:14px;padding:36px 30px;color:#fff;box-shadow:0 6px 28px rgba(24,86,160,.18);position:relative;overflow:hidden}
.ps-right::before{content:'◎';position:absolute;top:12px;right:18px;font-size:72px;font-weight:900;color:rgba(255,255,255,.04)}
.ps-header{margin-bottom:12px}
.problem-solve small{font-size:12px;color:#aaa;display:block;margin-bottom:4px}
.ps-right small{color:rgba(255,255,255,.45)}
.problem-solve h2{font-size:22px;font-weight:900;line-height:1.4;margin-bottom:0}
.problem-solve h2 em{font-style:normal}
.ps-left h2{color:#333}
.ps-left h2 em{color:#d63031}
.ps-right h2 em{color:#ffd54f}
.ps-desc{font-size:14px;color:#999;margin-bottom:20px;line-height:1.7}
.ps-desc-r{font-size:14px;color:rgba(255,255,255,.5);margin-bottom:20px;line-height:1.7}
.problem-solve ul{display:flex;flex-direction:column;gap:0}
.problem-solve li{font-size:15px;font-weight:500;display:flex;align-items:flex-start;gap:12px;padding:14px 0;border-bottom:1px solid rgba(0,0,0,.04)}
.problem-solve li:last-child{border-bottom:none}
.ps-right li{border-bottom-color:rgba(255,255,255,.06)}
.problem-solve li::before{content:'';width:8px;height:8px;border-radius:50%;flex-shrink:0;margin-top:7px}
.ps-left li{color:#555}
.ps-left li::before{background:#d63031}
.ps-right li::before{background:#ffd54f}
.problem-solve li strong{display:block;font-size:15px;font-weight:700;margin-bottom:2px}
.ps-left li strong{color:#333}
.ps-right li strong{color:#fff}
.problem-solve li span{display:block;font-size:12px;font-weight:400;color:#aaa;line-height:1.5}
.ps-right li span{color:rgba(255,255,255,.4)}
.route-banner{text-align:center;padding:28px 20px;margin:0 36px;background:#fff;border:2px solid #1856a0;border-radius:12px;transform:translateY(-8px)}
.route-banner strong{font-size:17px;color:#1856a0;display:block}
.route-banner span{font-size:13px;color:#aaa}

/* removed - handled by scroll observer now */

/* ── BLOCK (공통) ── */
.block{padding:72px 0}
.block.bg{background:#f2f5f9}
.block.dark{background:#1856a0;color:#fff}
.block-title{text-align:center;margin-bottom:32px}
.block-title small{display:block;font-size:11px;color:#1856a0;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin-bottom:8px}
.block-title.light small{color:#ffd54f}
.block-title.light{color:#fff}
.img-full{margin:0 -36px 28px;overflow:hidden}
.img-full img{width:100%}
.lead{font-size:15px;color:#666;margin-bottom:10px;line-height:1.9}
.lead strong{color:#1856a0}
.sub-text{font-size:14px;color:#aaa;text-align:center;margin-bottom:28px}
.sub-text strong{color:#1856a0}
.sub-text.light{color:rgba(255,255,255,.5)}
.note{text-align:center;margin-top:14px;font-size:11px;color:#ccc}

/* ── NUM ROW ── */
.num-row{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:28px}
.num-row div{text-align:center;background:#f2f5f9;border-radius:12px;padding:24px 12px}
.num-row b{display:block;font-size:26px;font-weight:900;color:#1856a0}
.num-row span{font-size:11px;color:#aaa}

/* ── PYUNG ── */
.pyung-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;max-width:400px;margin:0 auto}
.pyung{text-align:center;border:2px solid #e0e4e8;border-radius:14px;padding:28px 16px;background:#fff}
.pyung.on{border-color:#1856a0;background:linear-gradient(180deg,rgba(24,86,160,.03),#fff)}
.pyung-badge{display:inline-block;font-size:11px;font-weight:700;color:#888;background:#eef0f3;padding:4px 16px;border-radius:20px;margin-bottom:12px}
.pyung.on .pyung-badge{background:#1856a0;color:#fff}
.pyung b{display:block;font-size:40px;font-weight:900;color:#1856a0;line-height:1}
.pyung b i{font-size:16px;font-style:normal;font-weight:500;color:#888}
.pyung em{font-size:13px;color:#aaa;font-style:normal;margin-top:4px;display:block}
.tag-row{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin-top:8px}
.tag-row span{background:#fff;border:1px solid #e0e4e8;padding:7px 16px;border-radius:8px;font-size:12px;color:#666}

/* ── TABLE ── */
.compare{width:100%;border-collapse:collapse;border:1px solid #e6e8ec;border-radius:10px;overflow:hidden}
.compare th,.compare td{padding:14px 18px;font-size:13px;text-align:left;border-bottom:1px solid #f0f2f5}
.compare thead th{background:#f2f5f9;color:#999;font-weight:600;font-size:12px}
.compare thead .hl{color:#1856a0;font-weight:700}
.compare td{color:#666}
.compare .hl{background:rgba(24,86,160,.015)}
.compare .hl strong{color:#1856a0}
.compare tbody tr:last-child td{border-bottom:none}

/* ── MERIT OL ── */
.merit-ol{counter-reset:m;display:flex;flex-direction:column;gap:0;margin-bottom:24px}
.merit-ol li{counter-increment:m;display:flex;align-items:center;gap:16px;padding:16px 0;border-bottom:1px solid rgba(255,255,255,.08);font-size:15px;color:rgba(255,255,255,.9);font-weight:500}
.merit-ol li:last-child{border-bottom:none}
.merit-ol li::before{content:counter(m);flex-shrink:0;width:32px;height:32px;background:rgba(255,213,79,.1);color:#ffd54f;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:800}
.merit-bottom{text-align:center;font-size:13px;color:rgba(255,255,255,.35)}

/* ── REC LIST ── */
.rec-list{display:flex;flex-direction:column;gap:8px}
.rec-list li{display:flex;align-items:center;gap:12px;padding:16px 22px;background:#f2f5f9;border-radius:10px;font-size:14px;color:#444;font-weight:500}
.rec-list li::before{content:'✔';color:#1856a0;font-weight:800;font-size:15px;flex-shrink:0}

/* ── AREA GRID ── */
.area-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.area-grid h4{font-size:13px;font-weight:700;color:#1856a0;padding-bottom:8px;margin-bottom:8px;border-bottom:2px solid #e0e4e8}
.area-grid ul li{font-size:12px;color:#888;padding:3px 0 3px 12px;position:relative}
.area-grid ul li::before{content:'·';position:absolute;left:0;color:#1856a0;font-weight:800}

/* ── QUALIFY ── */
.qualify-section{background:linear-gradient(135deg,#0d3f8a,#1856a0 40%,#2d7dd2);text-align:center;padding:72px 36px;position:relative;overflow:hidden}
.qualify-section::before{content:'';position:absolute;top:-60px;right:-60px;width:200px;height:200px;background:rgba(255,255,255,.04);border-radius:50%}
.qualify-section::after{content:'';position:absolute;bottom:-80px;left:-40px;width:260px;height:260px;background:rgba(255,255,255,.03);border-radius:50%}
.qualify-section h2{font-size:32px;font-weight:900;color:#fff;margin-bottom:6px;line-height:1.4;position:relative;z-index:1}
.qualify-section h2 em{color:#ffd54f;font-style:normal;display:block;font-size:36px}
.qualify-section p{font-size:16px;color:rgba(255,255,255,.6);margin-bottom:28px;position:relative;z-index:1}
.q-btn{display:inline-block;background:#fff;color:#1856a0;padding:16px 44px;border-radius:8px;font-size:15px;font-weight:800;border:none;box-shadow:0 4px 20px rgba(0,0,0,.12);transition:.2s;position:relative;z-index:1}
.q-btn:hover{transform:translateY(-2px);box-shadow:0 6px 28px rgba(0,0,0,.16)}

/* ── PROCESS ── */
.process{display:flex;justify-content:center;align-items:stretch}
.process>div:not(.arrow){flex:1;text-align:center;max-width:170px;padding:20px 14px 24px;background:#fff;border:1px solid #e0e4e8;border-radius:12px;box-shadow:0 2px 10px rgba(0,0,0,.03)}
.process span{font-size:28px;font-weight:900;color:#1856a0;display:block;margin-bottom:6px}
.process h4{font-size:14px;font-weight:700;margin-bottom:4px;color:#222}
.process p{font-size:12px;color:#888;line-height:1.7}
.process .arrow{color:#ccc;font-size:18px;padding-top:32px;flex-shrink:0;margin:0 4px}

/* ── CALL BAR ── */
.call-bar{background:#1856a0;text-align:center;padding:36px 0}
.call-bar p{font-size:13px;color:rgba(255,255,255,.55);margin-bottom:6px}
.call-bar a{font-size:32px;font-weight:900;color:#ffd54f;letter-spacing:2px}

/* ── FAQ ── */
.faq{border-bottom:1px solid #f0f2f5}
.faq button{display:block;width:100%;text-align:left;background:none;border:none;font-size:15px;font-weight:600;color:#333;padding:18px 32px 18px 0;cursor:pointer;font-family:inherit;position:relative;transition:.2s}
.faq button:hover{color:#1856a0}
.faq button::after{content:'+';position:absolute;right:0;top:50%;transform:translateY(-50%);font-size:20px;color:#ccc;font-weight:300}
.faq.on button{color:#1856a0}
.faq.on button::after{content:'−';color:#1856a0}
.ans{max-height:0;overflow:hidden;transition:.3s}
.faq.on .ans{max-height:200px;padding-bottom:14px}
.ans p{font-size:13px;color:#888;line-height:1.9}

/* ── FORM ── */
.form-section{background:#f2f5f9;padding:72px 0}
.form-head{text-align:center;margin-bottom:36px}
.form-head small{display:block;font-size:11px;color:#1856a0;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin-bottom:8px}
.form-head h2{font-size:24px;font-weight:900;margin-bottom:10px}
.form-head>p{font-size:14px;color:#999;margin-bottom:24px}
.form-contact{display:inline-flex;flex-direction:column;gap:6px;text-align:left}
.form-contact div{display:flex;gap:12px;font-size:13px}
.form-contact span{color:#bbb;min-width:56px}
.form-contact strong{color:#555;font-weight:600}
.form-contact a strong{color:#1856a0}
.the-form{max-width:480px;margin:0 auto;background:#fff;border-radius:16px;padding:36px 32px;box-shadow:0 6px 32px rgba(0,0,0,.04)}
.the-form label{display:block;font-size:12px;font-weight:600;color:#999;margin:12px 0 4px}
.the-form label:first-child{margin-top:0}
.the-form label em{color:#d63031;font-style:normal}
.the-form input,.the-form select,.the-form textarea{width:100%;padding:13px 16px;background:#f8f9fb;border:1px solid #e0e4e8;border-radius:8px;font-size:14px;font-family:inherit;color:#333;outline:none;transition:.2s}
.the-form input:focus,.the-form select:focus,.the-form textarea:focus{border-color:#1856a0;box-shadow:0 0 0 3px rgba(24,86,160,.08);background:#fff}
.the-form input::placeholder,.the-form textarea::placeholder{color:#c8cdd2}
.the-form select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23aaa' stroke-width='1.5' fill='none'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:36px;background-color:#f8f9fb}
.the-form textarea{resize:vertical;min-height:72px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.the-form button[type="submit"]{display:block;width:100%;padding:15px;background:#1856a0;color:#fff;font-size:16px;font-weight:700;border:none;border-radius:8px;cursor:pointer;margin-top:16px;box-shadow:0 4px 16px rgba(24,86,160,.2);transition:.2s;font-family:inherit}
.the-form button:hover{background:#1a65b8}
.the-form button:disabled{opacity:.5}
.priv{text-align:center;font-size:11px;color:#ccc;margin-top:8px}

/* ── FOOTER ── */
footer{background:#f8f9fb;border-top:1px solid #eee}
.ft-inner{display:flex;justify-content:space-between;align-items:center;padding-top:24px;padding-bottom:24px;border-bottom:1px solid #eee}
.ft-logo{display:block;font-size:15px;font-weight:900;color:#1856a0;margin-bottom:2px}
.ft-inner span{font-size:11px;color:#bbb}
.ft-tel{font-size:14px;font-weight:700;color:#1856a0}
.ft-copy{padding-top:16px;padding-bottom:16px}
.ft-copy p{font-size:10px;color:#ccc;margin-bottom:2px}

/* ── TOAST ── */
.toast{position:fixed;top:68px;left:50%;transform:translateX(-50%) translateY(-20px);background:#1856a0;color:#fff;padding:14px 28px;border-radius:10px;font-size:14px;font-weight:600;z-index:9999;opacity:0;transition:.4s;pointer-events:none;text-align:center;max-width:90%;box-shadow:0 4px 20px rgba(24,86,160,.3)}
.toast.on{opacity:1;transform:translateX(-50%) translateY(0)}
.toast.err{background:#d63031}

/* ── RESPONSIVE ── */
/* ══════ SCROLL ANIMATIONS ══════ */
.ani{opacity:0;transform:translateY(28px);transition:opacity .6s ease,transform .6s ease}
.ani.show{opacity:1;transform:none}

/* 좌에서 슬라이드 */
.ps-left.ani{transform:translateX(-30px)}
.ps-left.ani.show{transform:none}

/* 우에서 슬라이드 */
.ps-right.ani{transform:translateX(30px)}
.ps-right.ani.show{transform:none}

/* 스케일업 */
.num-row .stat-box.ani,.pyung.ani{transform:scale(.92);opacity:0}
.num-row .stat-box.ani.show,.pyung.ani.show{transform:none;opacity:1}

/* 리스트 순차 등장 */
.merit-ol li.ani,.rec-list li.ani,.chk-item.ani,.faq.ani{transform:translateY(16px)}

/* CTA 버튼 펄스 */
@keyframes pulse{0%,100%{box-shadow:0 6px 28px rgba(255,213,79,.3)}50%{box-shadow:0 6px 40px rgba(255,213,79,.5)}}
.cta-btn{animation:pulse 2.5s ease-in-out infinite}

/* 키워드 바 페이드인 */
@keyframes fadeIn{from{opacity:0}to{opacity:1}}
.keyword-bar{animation:fadeIn .8s ease .3s both}

/* 프로세스 카드 호버 */
.process>div:not(.arrow){transition:transform .25s,box-shadow .25s}
.process>div:not(.arrow):hover{transform:translateY(-4px);box-shadow:0 6px 20px rgba(0,0,0,.07)}

/* 추천 리스트 호버 */
.rec-list li{transition:transform .2s,background .2s}
.rec-list li:hover{transform:translateX(6px);background:#e8edf4}

/* 테이블 행 호버 */
.compare tbody tr{transition:background .2s}
.compare tbody tr:hover{background:#f0f4f8}

/* 자격조건 섹션 배경 움직임 */
@keyframes bgShift{0%{background-position:0% 50%}50%{background-position:100% 50%}100%{background-position:0% 50%}}
.qualify-section{background-size:200% 200%;animation:bgShift 6s ease infinite}

/* 전화번호 글로우 */
@keyframes glow{0%,100%{text-shadow:0 0 8px rgba(255,213,79,.3)}50%{text-shadow:0 0 20px rgba(255,213,79,.6)}}
.call-bar a{animation:glow 2s ease-in-out infinite}

@media(max-width:820px){.wrap{max-width:100%;box-shadow:none}.topbar{max-width:100%}}
@media(max-width:768px){
    .inner{padding:0 20px}
    .img-full{margin:0 -20px 28px}
    .gnb{display:none;position:absolute;top:56px;left:0;right:0;background:#fff;flex-direction:column;padding:16px 20px;gap:12px;border-bottom:1px solid #eee;box-shadow:0 4px 12px rgba(0,0,0,.05)}
    .gnb.on{display:flex}
    .hamburger{display:block}
    .cta-main{padding:36px 20px 32px}
    .cta-main h1{font-size:26px}
    .problem-solve{grid-template-columns:1fr}
    .block{padding:52px 0}
    .num-row{grid-template-columns:1fr}
    .pyung-row{max-width:260px}
    .row2{grid-template-columns:1fr}
    .process{flex-direction:column;align-items:center;gap:16px}
    .process .arrow{transform:rotate(90deg)}
    .process>div:not(.arrow){max-width:100%}
    .area-grid{grid-template-columns:1fr 1fr}
    .ft-inner{flex-direction:column;align-items:flex-start;gap:10px}
    .keyword-bar{gap:14px;font-size:12px}
    .qualify-section{padding:48px 20px}
    .qualify-section h2{font-size:22px}
    .the-form{padding:28px 22px}
}